GRWN FINANCING OPTIONS

Affirm

Affirm cannot be combined with any other payment type.

*With Affirm Financing you can choose from multiple monthly repayment plans with starting rates as low as 0% APR for well qualified buyers. Special financing payment plans up to 36-months available. For example, on a $700 purchase, you may pay $63.18 for 12 months with a 15% APR.

It’s quick and easy - just fill out a few pieces of basic information for a real-time decision on the amount of financing you are approved for. Know up front what you'll owe, with no hidden costs.

Your rate will be 0% APR or 10-36% APR based on credit, and is subject to an eligibility check. For example, a $700 purchase might cost $63.25/mo over 12 months at 15% APR. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount and a down payment may be required.

Apply Online

Step 1: Add your dream jewelry to the cart.
Step 2: Apply for financing at checkout for real-time approval.
Step 3: Choose your payment plan and complete your purchase.

Apply In Store

Step 1: Choose your dream jewelry at the showroom.
Step 2: One of our jewelry consultants can assist you in placing an order with Affirm. You'll receive a text message to apply and complete your loan.

Wells Fargo

*The Wells Fargo Jewelry Advantage® credit card is issued by Wells Fargo Bank, N.A. Special terms apply to qualifying purchases charged with approved credit. Minimum monthly payments are required during the promotional (special terms) period. Interest will be charged to your account from the purchase date at the APR for Purchases if the purchase balance is not paid in full within the promotional period. Paying only the minimum monthly payment will not pay off the purchase balance before the end of the promotional period. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of April 01, 2024 and is subject to change.

Apply Online

Step 1: Add your dream jewelry to the cart.
Step 2: Apply for financing at checkout for real-time credit decision.
Step 3: If approved, use The Wells Fargo Jewelry Advantage credit card number to complete your purchase.

Apply In Store

Step 1: Your jewelry specialist will provide you with a QR code link to apply directly from your phone.
Step 2: The showroom team will work with Wells Fargo to confirm your application status.
Step 3: If approved, you’ll sign documents via email within 1-2 days and your order will process.

Payment Options

Checkout With PayPal

Complete your GRWN purchase using information from your PayPal account.

Checkout With Apple Pay

Complete your GRWN purchase on our mobile site using your Apple Pay account.

Bank Wire

All US and Canadian orders receive a 1.5% discount with bank wire payment. All Canadian and International bank wire payments are subject to a $35 USD processing fee by GRWN. An ACH or online bill pay transfer is not the same as a wire transfer payment. GRWN does not accept ACH transfers as a payment method. After you place your bank wire order, GRWN will give you the account information you will need to provide to your bank in order to transfer funds from your account directly to a GRWN account. It may take a few days for your bank to process the bank wire. Once your bank has transferred the funds, GRWN is immediately notified, you will receive a confirmation, and your order is processed. Order times may vary based on receipt of bank wire payment. If you have any questions about the process involved in a bank wire, contact your bank or call GRWN at 800-691-0952. Please note: some financial institutions do charge a fee for bank wires; please contact your bank for more information.

Credit Cards

We can only accept US, Canadian, UK, and Australian credit cards online. For other cards, please contact us. Payment declines are common due to the value of purchase. If your payment is declined, we recommend contacting your card issuing bank to determine the reason for the declined message. After you have contacted your bank, you can try to place the order or contact us at 800.691.0952 for further assistance.

Layaway Plans

GRWN also offers layaway payments for both US and international customers

Sales tax on orders will be calculated based on the tax rate in effect the date your order ships.

Items will be held for up to 12 months from the initial date of sale.

If before the end of the stated layaway period, the goods have for any reason become no longer available in the same condition as at the time of the sale, GRWN will refund any deposits or payments made under this layaway transaction.

GRWN layaway purchases require an initial deposit of 20% of the purchase price.

Layaway purchases require a regular minimum payment on the 1st or the 15th of every month after the initial deposit as agreed with the sales representative. Minimum monthly payment is either a) 5% of the total order value or b) $100, whichever is lower in value. Customer may make an additional or larger payment at any time.

Layaway orders must be paid in full within 12 months from the original date of purchase. For orders not paid in full after 12 months, GRWN reserves the right to discontinue the hold on the layaway merchandise.

The layaway deposit may be refunded or applied toward an exchange item within 30 days of purchase, with the exception of custom designed, custom engraved, modified merchandise, or special orders which are non-refundable and non-exchangeable.

Layaway payments are non-refundable after 30 days from the initial purchase date. Should customer need to cancel their layaway purchase before shipment and after the 30 days from the initial purchase date, a restocking fee of 20% of the full purchase price will be deducted from the amount paid, with the remaining balance to be applied as store credit.

Layaway ring orders, with the exception of custom designed, custom engraved, modified, or special orders which are nonrefundable and non-exchangeable, may be resized within 60 calendar days of the ring being shipped from GRWN.

Other Options

If you would like to finalize your purchase using multiple credit cards or a combination of payment methods, please email us at customerservice@grwn.com